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Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’. The term “Grace Finserv”, “Mr. Vikram Patel and Mr. Shubh Patel” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms:
You understand and accept that Mr. Vikram Patel and Mr. Shubh Patel maintains the website – http://gracefinserv.com/, to provide visitors with information about us, our services and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.

You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright in favour of Mr. Vikram Patel and Mr. Shubh Patel under the applicable copyright laws and the general intellectual property law.

You understand and accept that all information submitted by you on the site shall be deemed the property of Grace Finserv and Grace Finserv shall be free to use any ideas, concepts, know-how or techniques provided by you in any manner whatsoever. On initiating contact through the site, you agree to being contacted by Mr. Vikram Patel and Mr. Shubh Patel of Grace Finserv , or any other entities with whom we have entered into an arrangement, via email, phone call, SMS or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use. You agree that you will not use Mr. Vikram Patel and Mr. Shubh Patel’s website for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website.

You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Grace Finserv on the site. http://gracefinserv.com/ reserves the right to determine the availability and eligibility for any product or service.

You understand and accept that Grace Finserv is not responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites are at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Grace Finserv http://gracefinserv.com/ in any way. Grace Finserv does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.

The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using Grace Finserv’s services, you shall be deemed to have accepted the changed terms and conditions.

You accept that the Courts in India alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with Grace Finserv. All disputes will be governed by the laws of India.